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There are lots of jewelry women love. The choices are endless, from dangling earrings to shiny necklaces and elegant rings. However, if there is one piece that could accentuate a woman’s look, it is a bracelet. There are many bracelets materials available, but we just love those made from silver. But why do we say so, and why should you choose silver bracelets over the others if you’re planning to gift someone?

Reasons why silver is the best

If you’re looking for a silver bracelet for girls and you happen to bump into this post, then it’s your lucky day! Look at this list of why we recommend silver bracelets as a gift.

It is safe to wear.

If you plan to give a special someone a bracelet, you’ll want jewelry that won’t harm them. Silver is a material that causes no allergies to its wearer. Unlike gold and other materials, they can lead to itchiness and irritation if the wearer has sensitive skin.

This means that they can wear a silver bracelet anytime or every day without worrying if they’ll get allergies or not.

Perfect for those with cooler skin tones.

As you know, gold is for warmer skin tones. So, if you’re looking for something that can match the cool skin tones of your special someone, silver is an excellent choice!

But how do you know if she has a cooler or warmer skin tone? Try to place her arms forward with her palms facing upward. Look for the veins on her wrist and elbows. If her veins are purple or blue, she has a cooler tone. Meanwhile, if she has green veins, she has a warmer tone. 

It won’t weigh you down.

One thing many people love about silver jewelry is that they are lightweight. They are not heavy to carry on their necks, ears, ankles, and wrists. If your special someone loves wearing jewelry almost every day but doesn’t want to feel tired, silver bracelets make the perfect gift for her!

Another thing that means it won’t weigh you down is its price. Unlike other jewelry materials, silver bracelets are inexpensive! They won’t break your bank, and you can even get silver earrings and necklaces for a matchy-matchy look. All these come at a very affordable price, whether online or at a physical store.

It has health benefits.

Silver is, not surprisingly, an excellent choice to improve your health. But how? Well, silver, as a material, is one antimicrobial agent. It means it can fight off viruses and bacteria that may linger on your skin. 

This is why it is used as an antibacterial ingredient in different water treatments, medicinal applications, and nutritional supplements. Likewise, silver can also tell you if someone has a high level of acidity or not. For example, if you have high salt levels in your body, your silver jewelry will react to it by turning itself to blue.

You can never go wrong with silver bracelets!

Many people hesitate to purchase silver bracelets because they think it’ll make them look cheap. Unfortunately, they don’t know what they’re missing. Silver bracelets are a powerful addition to anyone’s look. You just need to find the right style, outfit, and makeup to partner with it so you can enjoy the maximum potential. 

Let’s not forget that silver also has health benefits. So, if you plan to gift someone a silver bracelet, we’re telling you that you’ll make the right choice!

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3 Ways To Get The Lowest Interest Rate On Your Home Refinance Loan

Maybe you need a little extra cash for a home remodel or college tuition, or perhaps you simply want to save some money. Whatever your reason, refinancing your home loan can be a smart move as long as you get a low rate. Here are some simple tips that can ensure you get the lowest rate possible on your Home Refinance Loan:Clean up your credit Lenders use your credit score as one tool for determining your interest rate.  Find Out More!

In general, the better your score, the lower your rate. Before applying to refinance your mortgage, check your credit report and look for any errors. If you find a mistake that’s negatively affecting your score–such as a payment marked as “late” when you sent it on time, or a line of credit that doesn’t belong to you–be sure to correct those errors.

Shop around You might not necessarily get the best deal from the same finance company that holds your mortgage loan. Make sure you check out offers from other lenders. You can do this by submitting your application to multiple lending companies, or by hiring a mortgage broker that will check out numerous lenders for you. To get the largest variety of offers, try different types of companies, such as banks, credit unions, online mortgage lenders and local mortgage brokers.  Find Out More!

NegotiateOnce you’ve received a few offers, take the time to negotiate with lenders. Let them know that you have other options and that you’re looking for a great deal. Mention their competitors so they know you’re serious about your loan, and be prepared to walk away if the loan company won’t give you the best rate.

However, once you find a deal you like, ask the lender to “lock it in.” Interest rates change daily, and locking it in guarantees that you still get a low rate even if rates soar the next week.Remember: the interest rate is only part of the expense of refinancing. In many cases you’ll have to pay fees, points and other extra charges. You can lower the cost of your loan by asking to have these fees waived or lowered.  Click Here!